When a business faces financial challenges, time becomes a valuable asset. Unfortunately, many owners spend months trying to solve problems without a clear understanding of what’s actually causing them. They focus on symptoms rather than root causes, causing them toRead More
Updated April 2026 Want these insights delivered straight to your inbox? Sign up for our newsletter. Lower Middle Market Bankruptcy by Industry Since 2016, Newpoint has tracked voluntary Chapter 11 filings in the lower middle market — companies carrying $1Read More
By Ken Yager, CTP, Founder & President Originally published by TMA, Journal of Corporate Renewal Every turnaround is unique not only by its different issues, but also by the time pressure and the actions of stakeholders around a company or not-for-profit.Read More
As experts at business turnarounds, we know that 70% of all businesses go out of business in the first 10 years of existence and the rest tend to disappear at a rate of about 2% a year. Even more haveRead More
Every once in a while, Newpoint will hear some version of the same concern: “Your approach looks like templates, checklists, and canned analysis. Where’s the problem-solving?” It’s a fair question — and one rooted in a misunderstanding of what actuallyRead More
Why Special Assets Officers, Private Debt Managers, and Insolvency Attorneys Should Reconsider the “Turnarounds Are Slow” Paradigm For years, the institutional wisdom inside special assets groups, and restructuring practices has been consistent and largely unquestioned: turnarounds are slow, expensive, andRead More
By Kenneth R. Yager I love grilling. Ask anyone who has been to my house — I take real pride in throwing good food over open flames. But the part I’m not an expert in? Fixing the grill. And unfortunately, I learned thatRead More
By Miquela Hiller, assisted by Ken Yager, Founder of Newpoint Advisors Corporation Not all cash flow models are equal. Some lead to strong communication and successful outcomes, while others crash and burn. After building hundreds of cash flow models forRead More
Over the last 48 hours I have talked to three business owners, all successful, with incredible stories, and all of them facing the end of their entrepreneurial dream. All of them have the same problem – they cannot see pastRead More
When a business falls into distress, lenders and lawyers can usually see the numbers long before the owner does. The liquidity problem is clear, the debt service math is obvious, and the 13-week cash flow says what no one wantsRead More
In the evolving world of business, performance improvement is no longer a luxury, it’s a necessity. Businesses today face unique challenges: inflationary pressures, talent shortages, global competition, and rapid shifts in customer expectations. While technology and innovation offer new opportunities,Read More
If you’ve ever found yourself wondering, “how to turnaround my business”, you’re not alone. I understand firsthand the pressure of steering a business through turbulent waters. When cash flow dwindles and operations stall, it can feel like an insurmountable uphillRead More
Below is one way to think of Newpoint on matters that do not work for your firm– we do pay referral fees. When we say “Newpoint begins, where the capital markets end,” we are referring to these sample situations whereRead More
Featured on the Q3 2025 Issue of IFA Commercial Factor Magazine Written by: Ken Yager, Founder & President, Newpoint Advisors Corporation “What we have here… is a failure to communicate.” Cool Hand Luke (1967) It’s a line that gets aRead More
Kenneth R Yager, II, CTP, MBA, CRO, Chapter 11 Trustee, Federal Receiver, State Receiver, Assignee Selling a distressed business is never simple, but with the right strategy, it is still possible to preserve value, protect stakeholders, and exit with clarity.Read More
At Newpoint Advisors, we believe numbers speak louder than stories. That’s why, from the beginning, we built transparency into our methodology — fixed fees, visible scoring, and a fact-based evaluation of company viability. For lenders, this means less guesswork, fewerRead More
Effective January 1, 2026, the Illinois Receivership Act (Public Act 104-0034) ushers in a new era for commercial receivership proceedings across the state. Designed to provide greater clarity, consistency, and efficiency, the Act offers expanded tools for creditors, courts, andRead More
July 23, 2025 / By The Financial Poise Editors Making Metrics Matter: A Plain-English Guide to Cash Flow KPIs A company’s financial health is more comprehensive than a single profit chart; it necessitates a deep dive into cash flow andRead More
By Ken Yager / Jason AlpertThis article first appeared in the RMA Journal in June 2025 With recession fears rising and economic volatility high, now is a good time for banks to revisit the tools available for managing troubled loans.Read More
Our finance webinars are designed to address the challenges and opportunities business owners face every day. That’s why we’ve been offering a series of free educational sessions to provide practical knowledge and actionable strategies to strengthen your business. Covering topicsRead More
Recovering a struggling business requires more than quick fixes; it demands a focused, collaborative effort. The Turnaround Triangle is a proven framework that ensures businesses achieve sustainable recovery by aligning consultants, management, and stakeholders around shared goals. Each leg ofRead More
Merchant cash advance loans might seem like a great solution for businesses in need of immediate cash. But, these loans can often lead to a financial spiral that is hard to escape. If your business is feeling the pressure ofRead More
You never know when your organization will face unexpected challenges that require immediate and expert intervention. CXO services provide crucial short-term leadership and guidance. Whether it’s navigating through financial distress, filling a sudden executive vacancy, or driving a strategic turnaround.Read More
Refinancing business debt can be one of the most daunting challenges you face as a business owner. At Newpoint Advisors Corporation, we specialize in assisting distressed companies through these critical situations, including managing debt. Our Capital Solutions Group is dedicatedRead More
This article was originally published in Turnaround & Workouts June 2024 Edition. Click HERE to purchase. Sparked by current trends in credit deterioration at banks, in our recent Newpoint Navigator Webinar, we focused on identifying red flags during the companyRead More
Navigating the complexities of bankruptcy proceedings requires expert guidance and support from every angle. Newpoint Advisors Corporation is a financial advisory firm and leader in bankruptcy litigation services for smaller companies. We offer comprehensive solutions tailored to the diverse needsRead More
For businesses navigating financial distress or seeking a restructuring of their organizational or financial structure, limited receivership can offer a beacon of hope. A limited receiver (“Receiver”) is appointed by a judge to take limited control over a business, preservingRead More
If you find your business in distress for any reason, you need to start investigating business turnaround services. Anything from natural disasters to economic downturns, to a failed business decision can cause significant financial struggles for a business. When thoseRead More
In a comprehensive feature by the Journal of Corporate Renewal in March 2020, Ken Yager, President of Newpoint Advisors Corporation, detailed his extensive journey in the field of turnaround and restructuring, beginning from his early inspiration in his teens toRead More
Cash flow is the lifeblood of any business. When your organization is feeling financial stress and your banking institution or stakeholders need you to turn things around quickly, they will likely ask you to build a 13 week cash flowRead More
When your business is in trouble and corporate bankruptcy is on the table you need to find advisors you can trust. Newpoint Advisors Corporation is a financial advisory firm that is dedicated to helping troubled and underperforming businesses. It’s ourRead More
A Milestone of Success in the Financial Advisory Landscape We are thrilled to mark a significant milestone in our journey at Newpoint Advisors Corporation: our 10th anniversary. Over the past decade, we’ve dedicated ourselves to revitalizing and enhancing the financialRead More
The article, written by Ken Yager, founder and president of Newpoint Advisors Corporation, delves into the critical importance of cash flow management within the factoring industry. Factoring, which provides immediate working capital to businesses, relies heavily on the proficient managementRead More
Once upon a time, in the heart of a bustling city, there was a small family-owned bookstore named “The Novel Nook.” This quaint shop smelled of aged paper and soft background music and was a sanctuary for book lovers. ItRead More
Newpoint Advisors Corporation, with a decade of experience in the turnaround space, has distinguished itself in the asset-based lending industry through its innovative “laboratory approach” to assisting distressed borrowers. Leveraging its Turnaround Action Matrix Evaluation (TAME) platform, the company employsRead More
Between $5 million and $50 million in revenue, companies often find themselves in a precarious position. They’re past their infancy, but not yet full-fledged enterprises yet, and they’re certainly not out of the woods for becoming a statistic — oneRead More
Subchapter 5 Bankruptcy: Introduced in 2019, Subchapter V (or Subchapter 5), provides business owners with a streamlined version of Chapter 11 bankruptcy. This is exclusively for businesses with debts below $2.75 million. The goal of Subchapter 5 is to provideRead More
How to refinance a business? This strategic financial maneuver is aimed at improving a business’s financial health and sustainability. It involves restructuring their existing debts or securing new financing to better align the company’s financial resources with its operational needs.Read More
What is a Special Asset Group Officer? A Special Asset Group Officer, or SAG Officer, works for financial institutions to manage troubled assets. Typically, a SAG officer will be assigned by a bank to a business that has a loanRead More
Newpoint President Ken Yager has been featured in many webinars at Financial Poise. Ken is the founder and President of Newpoint Advisors and has 25 years of executive leadership experience in stakeholder communication. He has worked with clients in aRead More
In the business world, unexpected challenges can leave you reeling and cause you to ask: “How to save my failing business?” When cash flow becomes a crisis point for a business, the stress and emotional toll can be significant. MuchRead More
Business turnaround success stories happen more often than you may think. Naturally, if your business is in trouble, you’ll search for effective ways to fix it. But waiting until issues start to snowball can cause businesses to fail. Bringing inRead More
Newpoint President Ken Yager will speak on the Secured Finance Network’s Credit & Ops Forum. On April 7th, Ken will address optimizing credit and operations functions. During this conversation, he will discuss strategies to generate opportunities and overcome challenges. TheRead More
In the latest issue of The Secured Lender from SFNET, Newpoint President Ken Yager sat with Eileen Wubbe and talked about the Newpoint story and journey. From our founding nearly ten years ago to the new and exciting things aroundRead More
Newpoint Advisors Corporation featured in The Secured Lender’s Great Places to Work issue. At Newpoint we strive to not only put out only high-quality work but to also have the highest quality team preforming that work. Under the One-Team MindsetRead More
Recently Newpoint President Ken Yager was asked to write an article for the “Know Thy Numbers” series for Financial Poise. He wrote about the uncharted territories of accrued expenses, how they’re made, how they differ from accounts payable, and howRead More
Recently, Newpoint President Ken Yager was featured on “On a Mission,” A show that speaks with community leaders who are out to make a positive impact in the world around them. Newpoint Advisors positively changes the small business sector byRead More
“I realized that Newpoint was only going to come to fruition by leveraging technology to provide solutions to smaller distressed businesses. Specifically, those who cannot be serviced by traditional consulting firms.” -Ken Yager Read Full Article Here
You worry about managing a business – it goes with the territory. And if you operate a business in today’s environment, it’s safe to say that you are worrying about things you never worried about before. Supply chain shocks, customerRead More
Financial Poise Webinars™ presents “Help, My Business is In Trouble!,” a live webinar premiering August 24th at 2:00 PM CST. This webinar is co-produced by West LegalEdCenter™ and part of the “Restructuring, Insolvency & Troubled Companies 2022” series. It willRead More
NOTICE OF ASSIGNEE’S SALE OF ASSETS OF DIGITAL GOLF TECHNOLOGIES, INC. D/B/A SWING KING PLEASE TAKE NOTICE that on Wednesday, June 22, 2022 @ 10:30 a.m. (CT), live via ZOOM, Matthew Brash, not individually but solely in his capacity asRead More
CHICAGO (DATE TBD) – On the eve of the nation’s largest gathering of Bankruptcy Trustees which includes the newly appointed d Subchapter V Bankruptcy trustees, Newpoint Advisors Corporation congratulated Senior Managing Director Matthew Brash and Senior Managing Director Tim StoneRead More
September 14, 2021 12PM CST Hybrid Event Live @ Waller, 511 Union Street, 27th Floor, Nashville, TN Box Lunch to be served Or, Attend Via Zoom Event is complementary, but registration is required. Open to members and non-members.
Wednesday, August 18, 2021 1:15PM – 2:15PM CST TMA Town Hall From ‘Poor Farm’ to Skilled Nursing Facility—Champaign County Nursing Home Case Study, Sponsored by SAK Management Services, LLC The Champaign County Nursing Home served local residents for more thanRead More
August 5, 2021 4PM – 5:30 PM EST Join TMA Detroit as we go in-depth on two restructuring case studies with four seasoned turnaround professionals. Listen and learn how successful restructuring was achieved in a Chapter 5 bankruptcy and inRead More
June 23, 2021 4PM – 5:30 PM EST On March 27, 2020, the U.S. government passed a bill under the CARES Act creating the Paycheck Protection Program (PPP). Last June, TMA Detroit presented a program which provided some insights onRead More
Thursday, April 22, 2021 2 PM CST Leading Professionals to Teach About Cash Flow Modeling Financial Poise Webinars™ announces “Where Did All My Profits Go? Mastering the Concept of Working Capital,” a live webinar premiering April 22nd at 2:00 PMRead More
Thursday, March 18, 2021 12 PM – 1:30 PM EST Join TMA Florida for our first in a 3-part interactive case study series. A Case Study in Restaurant Survival – An example of ordering everything on the restructuring menu toRead More
As an Imagination Sponsor for the Turnaround Management Association, we are pleased to announce that Ken Yager will be moderating Chapter 11 and Subchapter V- A Means to a [Dealmaking] End or Just the End? at this year’s Distressed InvestingRead More
A balance sheet provides a snapshot of a company’s assets, liabilities, and equity. It is one of several major financial statements used to manage a business, and is a critical due diligence item used by lenders and investors in decidingRead More
Wednesday, February 10, 2021 2pm EST / 11am PST Small businesses in the hospitality and retail sector were hit especially hard by the pandemic. For those that have survived, the focus will ultimately shift to building back. Join Fox PartnersRead More
It’s no secret that COVID-19 has had a profound impact on businesses large and small. Headlines regularly report pandemic-related, high-profile bankruptcy filings for well-known companies, including J.C. Penney, Pier 1, and J. Crew. In fact, S&P Global Market Intelligence reportsRead More
An interview with Ken Yager by David Safeer.
We are living through unprecedented times of abrupt and major change. No one is unaffected by the rippling effects of this pandemic and the economic repercussions. Essentially, every business is now in transition, dealing with new and unexpected challenges. FurloughedRead More
June 25, 2020 12:00 PM – 1:00 PM (Eastern Daylight Time) Dial-in instructions will be emailed 1 day prior to roundtable. The world of lending has literally changed overnight. There have been changes on how we manage our portfolios, howRead More
An interview with Ken Yager by David Safeer.
Have you ever played a video game? In any game, as you move up a level different challenges appear, and everything comes at you faster. That where business is right now. COVID-19 has changed the level every business operates on.Read More
Matthew Brash of Newpoint Advisors Corporation, not individually, but solely as assignee (“Assignee”) for the benefit of creditors of Lake Street Landscape Supply, LLC (“Lake Street”), a sustainable landscape materials, supplies, tools and machinery company, announces the public sale ofRead More
The panel will discuss audit, risk, self-certification, and forgiveness as well as key metrics that are needed to measure progress over the next 100 days. Panelists:Darren Burmania from Bodman LawDon Luciani from Amherst PartnersNan Kreamer from Newpoint AdvisorsScott Keusch fromRead More
A learning opportunity for business owners, corporate directors and officers, private equity professionals and others seeking to learn the ins and outs of dealing with a financially distressed company – whether running one, buying one, or trying to get paidRead More
Register here for a live discussion with Ken Yager on Tuesday May 26, 2020 at 1pm (CST). How do you rescue a failing company? Where do you start? Ken Yager and his company Newpoint Advisors do this every day –Read More
Restructuring a business is never easy, and it’s going to be especially tough in the months ahead. Here are 10 rules to think about if you are about to start down this path. First, do these five things to surviveRead More
Federal programs have been created to help distressed businesses, but navigating the landscape of available resources isn’t easy. Join our next TMA Town Hall on April 22 to learn more about federal, state, and private resources, and who has beenRead More
A big part of being a business leader means being an optimist. But there are times when you need to park your optimism. This is one of them. An asset-based lender told me this week that getting some of hisRead More
Understanding the various parts of working capital will allow you to develop a plan for taming your working capital and, instead, have it work for you. In this webinar you will learn what parts of the balance sheet make upRead More
Newpoint Advisors Corp., a national financial advisory firm focused on small companies, announced a senior staff member has become the first Trustee appointed to a case under Subchapter V of the Small Business Reorganization Act of 2019 (SBRA) that wentRead More
Effective today, the Small Business Reorganization Act of 2019 (SBRA) is live and taking cases. Thus, we figured that PACER would have much to report about such a potentially big day for small business debtors. In fact, we assumed thatRead More
Gibraltar Business Capital prides itself on working closely with other financial and business professionals to help their clients gain financial security and build a foundation for future growth. A turnaround consultant called in Gibraltar when his client’s bank proved lessRead More
In a recent interview, Ken Yager, President, and founder of Newpoint Advisors offered his observations on growth mismanagement in lower-middle-market companies, from his perspective as a turnaround advisor. What Are Some Common Signs That Trouble Is Brewing?“The companies that callRead More
Ken Yager contributed to this article for Monster Jobs. If you do decide to bring on new people and are unsure about your ability to take on a full-time person, consider doing so gradually. Hire a part-time person for threeRead More
Watch the video below to understand more about who Newpoint Advisors is and how we help business owners. Are you a small or medium sized business owner, facing significant cash flow issues and have run out of options for moreRead More
Published in ABL Advisor – Indispensable Secrets For Small Business Turnarounds addresses 10 Key business factors that distressed small companies must address – all energy must first be dedicated towards identifying the core issues driving current challenges and then towardsRead More
Ken was asked to do a business workshop for SCORE, a small business service funded in part by the SBA. The purpose of this free online business workshop was to demonstrate the significance of evaluating your cash flow, helping youRead More
Financial Poise™ has one objective: to provide credible, simple English business, financial and legal education for individual investors, entrepreneurs, and other private business owners. Newpoint Advisors shares this mission. Our goal is to save small businesses and that begins withRead More
Green Industry Pros featured NewPoint Advisors’ TAME™ and Cash Flow Launcher™ as tools to “TAME the cash flow beast.” The tools TAME™ and Cash Flow Launcher™, help million-dollar businesses get their arms around cash flow with 13-week projections, excel-based workbooksRead More
Ken Yager contributed to this article for Quicken. While historical data is vital for keeping your budget on a firm foundation, it’s not going to tell the whole story for this month or the months to come, especially if yourRead More
Ken Yager contributed to this article for the Chicago Tribune. “I need someone I can talk to who can understand the dynamics of a small business,” says Ken Yager, who owns Newpoint Advisors, a Schaumburg, Illinois-based consulting firm. “With aRead More
Ken Yager contributed to this article for American Express. Strive for 5 percent liquidity in your cash-flow plan. After you make payroll and pay your bills, you may want to strive to have more than 5 percent of your weeklyRead More
Ken Yager contributed to this article for Frontier Business. Get the sale. You cannot run a business idea up the hill of success unless you get out there and sell. . . . Social media . . . is notRead More
Ken Yager contributed to this article for Future of Everything While digital banking may help with that from a cost perspective there are some elements of business support that we have to be careful about. The biggest risk for businessesRead More
Unfortunately, there is no exact blueprint to working out a loan or lease collateralized by equipment. And as your client spins the roulette wheel with equipment usage, there are a number of ways the business can affect your collateral andRead More
Ken Yager contributed to this article for the Commercial Finance Association. It would appear that MCAs are maturing into their position in the finance world. As they do that, it would appear that mostly the rules of the wild westRead More
Ken Yager contributed to this article for the Foresight for Development. While digital banking may help with that from a cost perspective there are some elements of business support that we have to be careful about. The biggest risk forRead More
When Ken Yager and his associates introduced the turnaround management company Newpoint Advisors Corporation, he did so with the aim of targeting small to lower middle-market companies in a time-efficient and cost-effective manner. But by no means was he thinkingRead More
