Picture a $15 million manufacturer two years into a slow bleed. Revenue is down, a key customer just walked, the bank has already restructured the loan one or more times, and the CFO’s forecasts keep missing margins each quarter. TheRead More
by Peter Bendoris, Managing Director, Newpoint Advisors Corporation I recently had the chance to sit down with the IMA (Institute of Management Accountants) for a webinar on a topic I live and breathe every day: business turnarounds. If you workRead More
When a business faces financial challenges, time becomes a valuable asset. Unfortunately, many owners spend months trying to solve problems without a clear understanding of what’s actually causing them. They focus on symptoms rather than root causes, causing them toRead More
By Ken Yager, CTP, Founder & President Originally published by TMA, Journal of Corporate Renewal Every turnaround is unique not only by its different issues, but also by the time pressure and the actions of stakeholders around a company or not-for-profit.Read More
As experts at business turnarounds, we know that 70% of all businesses go out of business in the first 10 years of existence and the rest tend to disappear at a rate of about 2% a year. Even more haveRead More
Every once in a while, Newpoint will hear some version of the same concern: “Your approach looks like templates, checklists, and canned analysis. Where’s the problem-solving?” It’s a fair question — and one rooted in a misunderstanding of what actuallyRead More
Why Special Assets Officers, Private Debt Managers, and Insolvency Attorneys Should Reconsider the “Turnarounds Are Slow” Paradigm For years, the institutional wisdom inside special assets groups, and restructuring practices has been consistent and largely unquestioned: turnarounds are slow, expensive, andRead More
By Kenneth R. Yager I love grilling. Ask anyone who has been to my house — I take real pride in throwing good food over open flames. But the part I’m not an expert in? Fixing the grill. And unfortunately, I learned thatRead More
By Miquela Hiller, assisted by Ken Yager, Founder of Newpoint Advisors Corporation Not all cash flow models are equal. Some lead to strong communication and successful outcomes, while others crash and burn. After building hundreds of cash flow models forRead More
Over the last 48 hours I have talked to three business owners, all successful, with incredible stories, and all of them facing the end of their entrepreneurial dream. All of them have the same problem – they cannot see pastRead More
When a business falls into distress, lenders and lawyers can usually see the numbers long before the owner does. The liquidity problem is clear, the debt service math is obvious, and the 13-week cash flow says what no one wantsRead More
In the evolving world of business, performance improvement is no longer a luxury, it’s a necessity. Businesses today face unique challenges: inflationary pressures, talent shortages, global competition, and rapid shifts in customer expectations. While technology and innovation offer new opportunities,Read More
If you’ve ever found yourself wondering, “how to turnaround my business”, you’re not alone. I understand firsthand the pressure of steering a business through turbulent waters. When cash flow dwindles and operations stall, it can feel like an insurmountable uphillRead More
Below is one way to think of Newpoint on matters that do not work for your firm– we do pay referral fees. When we say “Newpoint begins, where the capital markets end,” we are referring to these sample situations whereRead More
Featured on the Q3 2025 Issue of IFA Commercial Factor Magazine Written by: Ken Yager, Founder & President, Newpoint Advisors Corporation “What we have here… is a failure to communicate.” Cool Hand Luke (1967) It’s a line that gets aRead More
Kenneth R Yager, II, CTP, MBA, CRO, Chapter 11 Trustee, Federal Receiver, State Receiver, Assignee Selling a distressed business is never simple, but with the right strategy, it is still possible to preserve value, protect stakeholders, and exit with clarity.Read More
At Newpoint Advisors, we believe numbers speak louder than stories. That’s why, from the beginning, we built transparency into our methodology — fixed fees, visible scoring, and a fact-based evaluation of company viability. For lenders, this means less guesswork, fewerRead More
Effective January 1, 2026, the Illinois Receivership Act (Public Act 104-0034) ushers in a new era for commercial receivership proceedings across the state. Designed to provide greater clarity, consistency, and efficiency, the Act offers expanded tools for creditors, courts, andRead More
By Ken Yager / Jason AlpertThis article first appeared in the RMA Journal in June 2025 With recession fears rising and economic volatility high, now is a good time for banks to revisit the tools available for managing troubled loans.Read More
Our finance webinars are designed to address the challenges and opportunities business owners face every day. That’s why we’ve been offering a series of free educational sessions to provide practical knowledge and actionable strategies to strengthen your business. Covering topicsRead More
Recovering a struggling business requires more than quick fixes; it demands a focused, collaborative effort. The Turnaround Triangle is a proven framework that ensures businesses achieve sustainable recovery by aligning consultants, management, and stakeholders around shared goals. Each leg ofRead More
Merchant cash advance loans might seem like a great solution for businesses in need of immediate cash. But, these loans can often lead to a financial spiral that is hard to escape. If your business is feeling the pressure ofRead More
You never know when your organization will face unexpected challenges that require immediate and expert intervention. CXO services provide crucial short-term leadership and guidance. Whether it’s navigating through financial distress, filling a sudden executive vacancy, or driving a strategic turnaround.Read More
Refinancing business debt can be one of the most daunting challenges you face as a business owner. At Newpoint Advisors Corporation, we specialize in assisting distressed companies through these critical situations, including managing debt. Our Capital Solutions Group is dedicatedRead More
This article was originally published in Turnaround & Workouts June 2024 Edition. Click HERE to purchase. Sparked by current trends in credit deterioration at banks, in our recent Newpoint Navigator Webinar, we focused on identifying red flags during the companyRead More
Navigating the complexities of bankruptcy proceedings requires expert guidance and support from every angle. Newpoint Advisors Corporation is a financial advisory firm and leader in bankruptcy litigation services for smaller companies. We offer comprehensive solutions tailored to the diverse needsRead More
For businesses navigating financial distress or seeking a restructuring of their organizational or financial structure, limited receivership can offer a beacon of hope. A limited receiver (“Receiver”) is appointed by a judge to take limited control over a business, preservingRead More
If you find your business in distress for any reason, you need to start investigating business turnaround services. Anything from natural disasters to economic downturns, to a failed business decision can cause significant financial struggles for a business. When thoseRead More
Cash flow is the lifeblood of any business. When your organization is feeling financial stress and your banking institution or stakeholders need you to turn things around quickly, they will likely ask you to build a 13 week cash flowRead More
When your business is in trouble and corporate bankruptcy is on the table you need to find advisors you can trust. Newpoint Advisors Corporation is a financial advisory firm that is dedicated to helping troubled and underperforming businesses. It’s ourRead More
Once upon a time, in the heart of a bustling city, there was a small family-owned bookstore named “The Novel Nook.” This quaint shop smelled of aged paper and soft background music and was a sanctuary for book lovers. ItRead More
Between $5 million and $50 million in revenue, companies often find themselves in a precarious position. They’re past their infancy, but not yet full-fledged enterprises yet, and they’re certainly not out of the woods for becoming a statistic — oneRead More
Subchapter 5 Bankruptcy: Introduced in 2019, Subchapter V (or Subchapter 5), provides business owners with a streamlined version of Chapter 11 bankruptcy. This is exclusively for businesses with debts below $2.75 million. The goal of Subchapter 5 is to provideRead More
How to refinance a business? This strategic financial maneuver is aimed at improving a business’s financial health and sustainability. It involves restructuring their existing debts or securing new financing to better align the company’s financial resources with its operational needs.Read More
What is a Special Asset Group Officer? A Special Asset Group Officer, or SAG Officer, works for financial institutions to manage troubled assets. Typically, a SAG officer will be assigned by a bank to a business that has a loanRead More
In the business world, unexpected challenges can leave you reeling and cause you to ask: “How to save my failing business?” When cash flow becomes a crisis point for a business, the stress and emotional toll can be significant. MuchRead More
Business turnaround success stories happen more often than you may think. Naturally, if your business is in trouble, you’ll search for effective ways to fix it. But waiting until issues start to snowball can cause businesses to fail. Bringing inRead More
Published in ABL Advisor – Indispensable Secrets For Small Business Turnarounds addresses 10 Key business factors that distressed small companies must address – all energy must first be dedicated towards identifying the core issues driving current challenges and then towardsRead More
Ken was asked to do a business workshop for SCORE, a small business service funded in part by the SBA. The purpose of this free online business workshop was to demonstrate the significance of evaluating your cash flow, helping youRead More
Financial Poise™ has one objective: to provide credible, simple English business, financial and legal education for individual investors, entrepreneurs, and other private business owners. Newpoint Advisors shares this mission. Our goal is to save small businesses and that begins withRead More
Green Industry Pros featured NewPoint Advisors’ TAME™ and Cash Flow Launcher™ as tools to “TAME the cash flow beast.” The tools TAME™ and Cash Flow Launcher™, help million-dollar businesses get their arms around cash flow with 13-week projections, excel-based workbooksRead More
Ken Yager contributed to this article for Quicken. While historical data is vital for keeping your budget on a firm foundation, it’s not going to tell the whole story for this month or the months to come, especially if yourRead More
Ken Yager contributed to this article for American Express. Strive for 5 percent liquidity in your cash-flow plan. After you make payroll and pay your bills, you may want to strive to have more than 5 percent of your weeklyRead More
Ken Yager contributed to this article for Frontier Business. Get the sale. You cannot run a business idea up the hill of success unless you get out there and sell. . . . Social media . . . is notRead More
Ken Yager contributed to this article for Future of Everything While digital banking may help with that from a cost perspective there are some elements of business support that we have to be careful about. The biggest risk for businessesRead More
Unfortunately, there is no exact blueprint to working out a loan or lease collateralized by equipment. And as your client spins the roulette wheel with equipment usage, there are a number of ways the business can affect your collateral andRead More
Ken Yager contributed to this article for the Commercial Finance Association. It would appear that MCAs are maturing into their position in the finance world. As they do that, it would appear that mostly the rules of the wild westRead More
Ken Yager contributed to this article for the Foresight for Development. While digital banking may help with that from a cost perspective there are some elements of business support that we have to be careful about. The biggest risk forRead More
When Ken Yager and his associates introduced the turnaround management company Newpoint Advisors Corporation, he did so with the aim of targeting small to lower middle-market companies in a time-efficient and cost-effective manner. But by no means was he thinkingRead More